Tips on how to pay off your debt, increase your credit score and how to keep yourself from going back.

Lets start with the basics

Step 4: Figure out the best way to pay off your debt

I have created a simple to use free tool called Debt-Snowball calculator. There are multiple ways to take down debt. You should use the method that best suits your needs. I know there are others out there that promote to pay the lowest amount, even though you may have a credit card with the highest amount, it may not be the best method for you. I used this system myself to figure out the best method of payment, and made some smart choices on how I purchased items on my credit cards. I'm not going to say this is easy but it is something that you have to do. Debt-Snowballs can be saved if you have purchased my ebook. Register Here